Find Your Rates

Prior to loan closing and funding, you will be provided with a loan agreement specific to your loan which will include a schedule of payments, APR (Annual Percentage Rate) and other terms and conditions.

The finance charge applied to your loan will be clearly disclosed, both in terms of dollar amount of interest and APR (Annual Percentage Rate) on your loan agreement. We provide accurate and comprehensive rate and fee disclosures on your loan agreement in accordance with the Truth in Lending Act and other regulations.

The below table is a sample amortization table for our installment loans, so you can see how rates and interest might be applied to your loan.

The sample amortization table below assumes a bi-weekly payment schedule, a $1,000 loan amount, and 14 days from the effective date of the loan to the first scheduled due date. Your schedule of payments, number of payments, finance fees, total payments and annual percentage rate may be different depending on several factors including your loan program, your pay date frequency, your loan amount, your choice on the loan disbursement option, the date of the loan and whether you choose to prepay the loan. Prior to loan closing and funding, you will be provided with a schedule of payments based upon your specific loan. APR (Annual Percentage Rate) and other terms will also be provided to you prior to loan closing and funding. Disclosures will be made according to the Truth in Lending Act guidelines.

SAMPLE 12-Month Installment Loan Schedule

Applications processed and approved by 2:00 PM (CST) on business days Monday through Friday are typically funded on the next business day. Applications received after 2:00 PM (CST) may take two (2) business days to fund. In either case, your bank may add additional time for funds to clear and be made available to your bank account. Check with your bank for its transfer timeframes.

Generally, Walleye Lending funds loans through Automated Clearing House (ACH) electronic payments. We may also disburse your loan proceeds to you by debit card and same day funding. While certain conditions apply, you may also receive disbursement of your loan by paper check delivered to you in the mail.

If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be a part of the application process for underwriting and verification purposes only. We always obtain prior separate customer authorization before debiting any customer bank account as a potential payment option.